可利用的贷款计划

Included in almost all financial aid packages, loans allow students to attend the university while payments and interest are typically deferred until after graduation or withdrawal from school. By applying for financial aid and demonstrating need, a student may be considered for one or more of the following loans. 如果需要单独申请, the eligible student will be contacted and encouraged to apply.

联邦贷款

联邦直接学生贷款计划. This program allows a student to borrow directly from the U.S. 政府.  Repayment of the principal need not begin until six months after the student ceases to be enrolled at least half-time.

There are two kinds of Federal Direct Loans: subsidized and unsubsidized. 美国.S. 政府 pays the interest on a subsidized loan while the student is in school.  没有补贴的贷款, the student is responsible for the interest and may either make payments on the interest or have it added to the principal.  Eligibility for the interest subsidy is determined by using the federal 政府ernment's standard analysis of need.

*独立本科生

**Includes Loans borrowed as an 本科

除上述限制外, independent  undergraduate students may borrow additional Federal Direct Unsubsidized Loans. 借款限额是4美元,000 per year for freshmen and sophomores; $5,三年级和四年级的学生每年可以拿到1000美元. 本科, dependent students students have a total limit of $31,000; independent undergraduate students have a total limit of $57,500.

Interest rates for the Federal Direct Loans is determined by the federal 政府ernment and change each year. 查看当前汇率.

Loan origination fees are deducted from the loan amount before funds are issued to 沃拉沃拉大学.

学生 sign a Master Promissory note when they first borrow under this program.  

Borrowers must complete Direct Loan Entrance Counseling online at StudentAid.政府.

基于学校的贷款

机构贷款. (最高5美元,000 per year; renewable) These loans are provided through the generous gifts of friends of the University.  学生 eligible for the Nursing Student Loan are not eligible for these loans. Repayment begins six to nine months after the borrower ceases to be enrolled at least halftime. Repayment may be extended up to 10 years with an interest rate of 5%. 

韦德巴恩斯教育贷款
乔治·鲍尔斯贷款*
露丝·伯格森英语贷款
罗伊卡朋特贷款
哈罗德查斯坦神学贷款
1924级贷款
1958级贷款
1961级贷款
1976级贷款
工程贷款
安德鲁和伊芙琳·费雪贷款
埃尔文·盖恩斯·洛恩
Clifford Graves贷款*
伯莎·格雷·洛恩
威廉·格雷特纳贷款
爱达荷州外行人助学贷款
国际学生贷款
玛丽库伦尼商业贷款*
J.G. 梅林商业贷款*
护理贷款
奥菲奥斯本老年人贷款
约翰·波茨贷款
中国/亚洲贷款
伯莎施耐德神学贷款*
单桅船家庭贷款
Hyretha Smith贷款(各专业)*
Starr-Larrabee纪念贷款
沃拉沃拉大学贷款
沃拉沃拉妇女贷款
约翰·E. 韦弗教育贷款*
凯莉·韦尔奇贷款
Eugene Winter Family 健康, Physical Education, and Recreation Loan*
罗伯特·G. Wirth贷款
妇女部门贷款
有价值学生贷款

*This loan is available for juniors and seniors only.

护理学生贷款. (最高8美元,237 per year; renewable) The federal 政府ernment and 沃拉沃拉大学 make this loan available to students admitted into the nursing program. 学生最多可以借5美元,每年236英镑(8美元),(最后两年每年237), 但总共不超过25美元,825 during their entire undergraduate period of study.

Repayment of the Nursing Student Loan begins nine months after the borrower ceases to be at least a half-time nursing student. Repayment may be extended up to 10 years with an interest rate of 5%. Repayment may deferred if the student enrolls for graduate nursing studies.

其他贷款选择

学生 are not automatically considered for the following loans. Applications and more information are available from 沃拉沃拉大学's 学生贷款网站 or by contacting the Student Loan Office in 学生财务服务.

家长贷款(联邦加). This program allows parents of dependent undergraduate students to borrower directly from the U.S. 政府. 父母 may borrow an amount equal to the total cost of attendance less other financial aid.

Repayment may begin within 60 days after full disbursement of the loan funds.  The interest rate changes each year and processing fees apply. 查看当前的费率和费用. Negative information reported to a credit bureau may disqualify a borrower from using this loan.

毕业生直接贷款加贷款. This loan program allows graduate students to borrow up to 100% of their total cost of education, minus other financial aid they have been awarded.  The total amount can pay for tuition, books, food, housing, transportation, and more. Although interest accrues on the loan while the student is in school, payments be deferred (up on request) while the student is enrolled at least half-time. The interest rate for the Direct PLUS Loans is determined by the Federal 政府ernment and changes each year. Loan origination fees are deducted from the loan amount before the funds are issued to 沃拉沃拉大学. 查看当前的费率和费用. Negative information reported to a credit bureau may disqualify a borrower from using this loan.

私人贷款. Several private lenders offer loans to students to assist with their education. Each lender sets it's own terms for the loan.  Lenders may require that the borrower have a co-signer before the loan is approved.